Top 4 Coolest Insurance Apps

Typically the words “cool” and “insurance” do not mesh but many of the top insurance providers are changing that mentality. Almost every insurance provider has some type of mobile app for its policyholders and they have incentives that attract additional clients. Mobile apps make filing a claim simple which improve customer satisfaction. From a costing standpoint, mobile apps save companies money due to improvement of the process.

The mobile app for insurance policyholders continues to improve with technology. Companies have moved away from the boring app for insurance to make for a better overall customer experience. The following are the industry’s coolest mobile applications:

 

app for insuranceSharp Mobile

Sharp mobile gives insurance brokers a web portal and mobile app that will allow customers to do just anything with their smartphones. Accessing digital pink cards, making payments, viewing policy details and reviewing coverage details can now be made without delay.

 

GEICO App

As one of the most visible mobile apps in the industry, the GEICO mobile app for insurance is user-friendly and sleek allowing users to access digital identification cards, manage policies, access GEICO’s Accident Guide to record accident details, file a claim and chat with the voice assistant, Lily. The app even allows for background customization with Maxwell the Pig, the famous Gecko and the GEICO logo.

 

MetLife Infinity App

Available for Android, iPhone, iPad and iPod Touch, the MetLife Infinity App gives users the ability to digitally create a legacy for friends and family. The app allows users to produce photo and video collections as well as documents which can be shared immediately or in the future. It is an excellent way to keep track of the family for life insurance purposes and associated documentation.

 

State Farm MoveTools App

The State Farm MoveTools app for insurance helps its policyholders who have renter’s insurance remain organized during a move. The app helps the user pack every room in their home, create packing labels that display the contents of the box so they do not need to be opened and be organized with recommended tasks. This app for insurance is every organizer’s dream and completely user-friendly.

Find Insurance Services Online

Insurance is defined by Wikipedia as the equitable transfer off the risk of loss from one entity to another though payment exchange.  Basically, insurance is a form of risk management wherein you transfer the risk of a contingent to your insurer.  In simple words, you buy insurance so as to get protection from any uncertain loss brought about by incidents.  Most often, you insure those things that are valuable to you.  Should there be any unforeseen loss, provided that loss or damage is caused by incidents that are within your insurance coverage, you will be able to make claims to your insurer and your insurer will compensate you for the loss or damage.

There are many types of insurance and each type has varying coverage available. The coverage are most often optional protection coverage that are added to the basic coverage.  Adding coverage gives you better protection because you will not be able to make claims if the culprit behind the loss or damage is not within the coverage or boundaries of your insurance policy.  For example, buying home insurance gives you protection from hurricane damage but not flood damage.  Even if it is the hurricane that caused the flooding, if you do not have flood insurance, you will not be covered by your insurer.

Getting insurance has always been traditional – physically going to an insurance agent or broker to get or buy insurance.  These days, insurance services are available online.  You can research about insurance online, find out what coverage are available for the type of insurance you are looking for, get to know more about the type of insurance you are buying, and many other important details can now easily be found online.  In addition to this, since insurance companies and insurance brokers have online presence, you can even go to their website to buy your insurance straight from their website.

The advantage of insurance services being made available online is that it becomes more convenient for people, especially for those who are busy enough to out and be able to make it during the business time of insurance dealers and providers.  Being able to connect directly from your computer using the internet to access insurance sites as well as information on insurance types you are buying has made insurance rather more convenient.  The presence of online insurance services has truly made insurance a lot more convenient.